State Farm® Insurance Agent Joy Liberio

My name Is Joy Liberio I am a State Farm Insurance agent.

I have been in the insurance industry providing insurance coverage for individuals, families, and businesses throughout California including Orange County, Los Angeles County, Riverside County, and San Diego County since 1981. It is important that all my customers understand the insurance coverage they are purchasing. For Individuals and Families needing “personal insurance”, our most popular services are Auto Insurance, Homeowners Insurance, Life insurance and Renters Insurance.

Looking for auto insurance in Lake Forest?

Buckle up with State Farm and get auto insurance that fits your needs. You have plenty of options — from collision and comprehensive to rental car. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S. You could even save more by combining the purchase of auto and home policies.

Joy Liberio State Farm Agency will help get you started after you complete a car insurance online quote. It’s free fast and easy!

Looking for home insurance in Lake Forest?

Protect your largest purchase from unexpected events life may throw your way with State Farm® Homeowners Insurance. So, what’s covered? Your home insurance ensures you can repair or replace your home, as well as the items you value with some limitations. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.

Joy Liberio State Farm Agency will help get you started after you complete a free homeowners insurance online quote.

Looking for renters insurance in Lake Forest?

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage. All policies do have some limitations per the contract.

Additional personal lines Joy Liberio State Farm Agency can help you with include:

Motorcycle Insurance, RV Insurance, ATV Insurance, Dune Buggy Insurance, Boat Insurance, Property Insurance, Condo Insurance, Rental Property Insurance, Personal Umbrella Insurance, Personal article High Cost Item Insurance for (jewelry, art etc.), short term rental endorsements for Air B&Bs or VRBO and Rideshare insurance.

For Businesses (including “small businesses”) we offer Business Insurance. Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance. Your insurance for business may include a business owners policy, commercial auto policy, or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security

Additional commercial lines Joy Liberio State Farm Agency can help you with also include:

Commercial Auto Insurance, Commercial Truck Insurance, General Liability Insurance, Business Property Insurance, Commercial Umbrella Insurance, Commercial Vehicle Insurance, Home Business Insurance, Restaurant Insurance, Professional Liability Insurance, Dentist Professional Liability Insurance, Consultant Insurance, Church Insurance and Commercial Property Insurance.

Each State Farm office is independently owned making each agent a local business owner in his or her community. We understand small business because we are small business owners. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business. We realize that you need fast, and dependable service when in need of a small business insurance quote for your commercial building, commercial vehicle insurance, or professional liability insurance we get to know your business and its unique needs which enables us to provide a quote based on your business operations and not a one size fits all policy quote.

Each business and family has a different need and different goals. My team staff and I excel in serving families and businesses. We ensure a clear line of communication and comfortable experience. State Farm offers the ability to start online insurance quotes and we can easily help you in person, via phone or email. Call, email or visit our office for a free quote today.